Short-term loans in Texas | Apply for $300 to $2500

Short-term loans in Texas from $300 to $2500

How much do you need?

$300 $400 $500

$1000 $1500

$2000 $2500

Do you need a short term loan in Texas? WeLendUs helps you find flexible, affordable loans perfectly tailored to your immediate needs. Access from $300 to $2,500, with cash deposited into your account the very same working day. Apply online now in 5 minutes and get an instant decision today. Bad credit applicants considered.

What Are Short Term Loans?

Short term loans are funding solutions for smaller cash amounts, borrowed over short timeframes. WeLendUs offer short term loans from $300-$2,500 for up to 5 months. These loans are unsecured, meaning valuable assets like your house or car are not required as collateral.

Short term loans are funded quickly, often the same day as application. The process is efficient, requiring only 5 minutes to apply online. Payments are fixed. You will pay us the same amount each month making managing your finances simple.

These loans are used for urgent needs. This could be to pay emergency expenses such as medical bills or crucial day to day living expenses. Short term loans differ from payday loans. They are spread over several months, often with lower rates. This can provide added flexibility and affordability.

How Do Short Term Loans in Texas Work?

Short term Loans in Texas allow you to quickly access the capital you need. The process is entirely online and simple, requiring just a few minutes to apply. Terms are flexible, presenting you with the power to choose the perfect loan for you. Choose when you repay, how often you repay and exactly how much you want to borrow.

With no long term commitments you can borrow $300 to $2,500 for up to 5 months.Your payment will be fixed, choosing to pay monthly. You select exactly when you want your first repayment date to occur. Often borrowers will choose to align their pay date with when their salary comes in. Simply choose the date that is most convenient for you.

We know that unexpected emergency expenses occur. Personal circumstances can change and your ability to meet day to day living expenses can be pressured. WeLendUs are here to help you get the right loan and help you get back on track today.

Why choose Welendus?

5-minute application
Instant loan decision
No hidden costs or fees
Flexible repayments
No early repayment fees

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Can I Get a Short Term Loan in Texas With Bad Credit ?

You can certainly still get a short term loan in Texas with bad credit. At WeLendUs we know that your credit history is only part of the story. Having bad credit does not necessarily reflect your current financial situation.

Our primary concern when you apply is your ability to repay. Although your credit history is considered, it’s not the only deciding factor. We take into account all aspects of your current financial situation. With a complete picture we then decide whether you are eligible for the short term loan.

As long as our affordability assessment shows you are able to meet your payments in full and on time you will get a loan. With proof of a stable and secure income, you could get the loan even with bad credit. Poor credit history however, may impact the term of the loan. We may reduce the amount you are able to borrow or charge a higher rate.

What Can Short Term Loans Be Used For?

Short term loans are for when there’s an important expense that must be paid but you lack the necessary funds. This tends to be caused by one-off unexpected expenses or changes in life circumstances. It could be your car breaks down or get an unexpected medical bill. Examples include;

Car repair
Medical bills
Veterinary bills
Boiler repair and replacement
Emergency home repairs
Replacing key appliances e.g. washing machine, fridge
Unexpected child care expenses
Funeral costs
Laptop repair

Short term loans should be used in emergencies.They are not intended to be used for longer term financial challenges. They should also not be used for frivolous spending such as on luxury holidays and fine dining.

What Do I Need to Apply For a Short Term Loan in Texas?

The eligibility criteria to apply for a short term loan in Texas with WeLendUs;

18+ years old
Social security number
Texas Resident
Reliable salary
Able to repay the periodic loan payments
Total monthly loan repayments cannot exceed 25% of net income
Checking account
Working email address & cell phone
Not bankrupt

To be able to correctly assess your ability to repay we will want to see your existing financial commitments, namely existing loan obligations and regular monthly expenses.

How Can I Get a Short Term Loan?

Simply apply online with WeLendUs today. The application process takes only 5 minutes and you will receive an instant decision. We understand that needs are pressing and are able to provide you with funds almost immediately .

Applications are funded on same or the next working day. If you have bad credit, check your eligibility today, with no risk to your credit score.

Why use WeLendUs for Instant Loans in Texas?

Our flexible repayment terms allow you to find the best deal for you. With no hidden fees you can easily borrow between $300 and $2,500 at the click of a button. If you find you’re able to repay the loan, there are no early repayment fees either.

It’s simple, fast and effective. Applications are funded on same or the next working day.

As a licensed credit access business with the Office of Consumer Credit Commissioner and by the Delaware State Bank Commissioner you can rest assured your data is private, secured and protected. There are no hidden fees or additional fees. What you see is exactly what you get.

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